Fees

At FCM we believe in keeping it simple and transparent. If you do not understand the fees below, please contact us.

As a fee-based investment advisor, FCM derives income from an advisory fee. We are not transaction- or commission-oriented, nor affiliated with any large insurance or brokerage firms and not compensated in any way by such firms. We provide independent advice and do not use life insurance, annuities or redemption bonds issued by insurance companies. We do not receive commissions on trades.

Our fee structures motivate us to provide the best investment advice for your individual investment goals.

Our quarterly portfolio management fees follow these guidelines:

       

Assets	Maximum Annual Fee
$0 - $250,000	1.5%
$250,001 - $1,000,000	1.0%
$1,000,001 & Up	Negotiable
ETFs have an average annual maintenance fee of 0.2%, a minimal charge by the fund company to cover its costs of operation. No insurance products, nor do we recommend them in most cases No surrender charges No upfront costs No establishment charges No 12b-1 fees No commissions No transfer fees

Understanding fees should be simple. Our approach allows you to grow your assets without being drained by unnecessary fees.